Acceptance of Terms
By accessing or using the website emcfinancialmanagementresources.com or any services offered by EMC Financial Management Resources LLC ("EMC," "we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.
These Terms and Conditions govern your use of our website, contact forms, and any communications with EMC Financial Management Resources LLC. They do not constitute a binding financing agreement; any financing arrangement will be governed by a separate executed agreement.
About EMC Financial Management Resources LLC
EMC Financial Management Resources LLC is a direct business lender incorporated in Ohio, with its principal office at 300 E Business Way, Cincinnati, OH 45241. We provide working capital loans, revenue-based financing, business term loans, and equipment financing to qualified business borrowers.
EMC is not a bank or federally insured depository institution. Our financing products are business-purpose loans and financing arrangements, not consumer credit products.
Website Use
Permitted Use
You may use our website for lawful purposes related to exploring our business financing services. You agree not to:
- Use the website in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to any part of the website or our systems
- Transmit any harmful, fraudulent, or misleading content
- Use automated tools to scrape, copy, or harvest data from the website
- Impersonate any person or entity in connection with our services
No Guarantee of Financing
Submitting an inquiry or application through our website does not guarantee financing approval. All financing decisions are subject to our underwriting review and applicable eligibility criteria. We reserve the right to decline any application at our sole discretion.
SMS Terms and Conditions
📱 SMS Program Terms
The following terms govern SMS communications from EMC Financial Management Resources LLC:
Opt-In: By checking the SMS consent box on our contact form and submitting your information, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from EMC Financial Management Resources LLC. Messages may be sent using an automated telephone dialing system (ATDS).
Content: SMS messages may include offers, updates, and information about our financial products and services.
Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
Message and Data Rates: Standard message and data rates may apply. Contact your mobile carrier for rate information.
Opt-Out Instructions: You may opt out of SMS communications at any time by replying STOP to any message from us. Upon receipt of STOP, we will send a final confirmation message and remove you from our SMS list.
Help: For help, reply HELP to any SMS message or contact us at elliot@emcfinancialmanagementresources.com.
Not a Condition of Service: Consent to receive SMS messages is NOT a condition of purchase or obtaining financing from EMC Financial Management Resources LLC.
Supported Carriers: SMS service is available on most major U.S. carriers. Carrier support is not guaranteed for all carriers.
Accuracy of Information
We strive to provide accurate and up-to-date information on our website. However, we make no warranties or representations regarding the completeness, accuracy, or timeliness of any content. Financing terms, eligibility criteria, and product details are subject to change without notice.
The information on this website is for general informational purposes only and does not constitute financial, legal, or investment advice. You should consult with qualified professionals before making any financial decisions.
Accuracy of Submitted Information
By submitting an inquiry or application, you represent and warrant that all information you provide is accurate, complete, and truthful. Providing false or misleading information in connection with a financing application may constitute fraud and could have legal consequences.
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of EMC Financial Management Resources LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this site without our express written permission.
Third-Party Links
Our website may contain links to third-party websites for your convenience. We do not control, endorse, or assume responsibility for the content or practices of any third-party sites. Accessing third-party links is at your own risk.
Limitation of Liability
To the maximum extent permitted by applicable law, EMC Financial Management Resources LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or our services, including but not limited to loss of profits, data, or goodwill.
Our total liability in connection with your use of the website shall not exceed the amount actually paid by you to us in the twelve months preceding the claim, if any.
Disclaimer of Warranties
This website and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts of Hamilton County, Ohio.
Privacy
Your use of our website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices.
Changes to These Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. Your continued use of the website after any changes constitutes your acceptance of the revised Terms.
Contact Information
If you have questions or concerns about these Terms and Conditions, please contact us:
EMC Financial Management Resources LLC
300 E Business Way
Cincinnati, OH 45241
Email: elliot@emcfinancialmanagementresources.com